You can complete the loan application on Zype in less than 6 minutes and your loan offer is generated in less than 60 seconds.
Zype never asks for any document upload or physical paperwork. You only need to enter basic details like name, PAN and Aadhaar number to avail a Zype loan.
Interest rates on Zype personal loan in Mumbai start at 1.5% per month. Download the Zype app and check if you get a personal loan with the lowest interest rate in Mumbai.
Repaying loans on Zype is as easy as getting it. You can choose to pay in 6, 9 and 12 months as per your budget.
Zype gives unsecured personal loans. You don’t have to pledge anything to borrow money from us.
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Loan companies evaluate your personal loan eligibility based on factors like age, minimum credit score, documents, salary and work experience. Before you apply for a personal loan in Mumbai from Zype, read about Zype’s personal loan eligibility criteria and check if you meet them.
21 years or above
Valid PAN & Aadhaar card
Salaried individual
Monthly income of at least ₹15,000
You will need to do an online selfie-based verification after your loan offer is generated.
To get instant personal in Mumbai from Zype, you will only need to enter your PAN and Aadhaar number along with a few other basic details.
You can avail loans from Zype without submitting income proof. However, you can upload bank statement of the last four months if you are not satisfied with your loan limit and want to update the same.
If you want to get the lowest personal loan interest rates in Mumbai, complete the loan application process on Zype and check the interest rate offered to you. The interest rate charged depends on your repayment history and credit score.
| Loan Amount | ₹3,000 to ₹5,00,000 |
|---|---|
| Interest Rate | Starting at as low as 1.5%(monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Penalty on Overdue EMIs | Late payment penalty charges & overdue interest will be charged to your total outstanding loan on daily basis |
| Loan Tenure | 6-12 months |
1) Download the Zype app and enter your basic details – name, mobile number, PAN and employment details.
2) Your loan offer will be generated in less than 60 seconds.
3) Now complete OTP on Aadhaar linked mobile number & do a selfie-based verification to complete the KYC process.
4) Once your loan limit is unlocked, enter the loan amount and select a repayment tenure.
5) Transfer the money to your bank account in a single tap and enjoy the same-day disbursal of the loan.
The best way to get a personal loan quickly is through a loan app. You can complete the loan application process online and avail a loan without any hassle. Even if you want a personal loan for low salary in Mumbai, you can try out different loan apps and select the one that works the best for you.
Different lenders offer different loan amounts and repayment tenures. You can borrow up to ₹5,00,000 on the Zype app and choose to repay in 6, 9 and 12 EMIs.
Yes, most loan apps give the option to repay your loans in advance. They might levy foreclosure charges if you want to make a part or complete payment before your loan tenure. You can repay your loans early on Zype. We don’t ask for any foreclosure charges.
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