Understanding Your CRIF Credit Report: Key Features and Benefits
A CRIF (Centre for Research in International Finance) Credit Report is an overview report of your credit history. It is created by CRIF High Mark, a credit bureau in India. This report shows your financial behaviour which includes borrowing habits, loan and credit card details, repayment history. It also includes a credit score—a three-digit number (ranging from 300 to 900) that represents how good you are at managing credit. A higher score means you are financially responsible and have better chances of getting a personal loan or credit card approved.