ईएमआई का पूरा नाम समान मासिक किश्त (Equated Monthly Instalment) है। यह लोन चुकाने का एक आसान और निर्धारित तरीका है, जिसे आपको लोन आवेदन के समय चुनना होता है। जब आप बैंक, एनबीएफसी या किसी लेंडिंग प्लेटफॉर्म से लोन लेते हैं, तो उधार ली गई राशि और उस पर लगने वाला ब्याज छोटे-छोटे हिस्सों में बँट जाता है, जिन्हें आपको नियमित अंतराल पर चुकाना होता है। अगर यह भुगतान हर महीने किया जाता है, तो इसे ईएमआई कहा जाता है।

If you don’t have a salary slip but need quick funds, you might think getting a loan is difficult. However, many banks, NBFCs, and digital lending platforms offer these loans with minimal paperwork and fast disbursal. Whether you’re a freelancer, self-employed, a small business owner, or a gig worker, you can still qualify for a loan without a salary slip.

Just like ordering something online with a few clicks, you can apply for a ₹25,000 loan using your Aadhaar card and get the funds directly in your account. In this guide, we’ll walk you through the step-by-step process to apply for a ₹25,000 personal loan using your Aadhaar card and get quick access to funds.

A ₹30,000 loan without salary proof is a small loan offered by lenders to individuals without requiring any income proof like salary slips or Income Tax Return (ITR). This type of loan is typically offered to individuals who may not have a regular source of income or are unable to provide ITR due to varied reasons.

Want to avail a 2 lakh loan but don’t have income proof? Availing a loan can be challenging as many lenders require proof of income to approve the loan. However, you can still avail a loan.

Looking for loans for the first time? but have no credit history? Explore options designed specifically for first-time borrowers! Let’s be real: taking out a personal loan for the first time can feel overwhelming with so many lenders around with different interest rates and confusing terms. 

Multiple personal loans means having more than one loan active, either from the same lender or from a different lender. Many people opt for multiple loans to cover varied financial needs like medical emergencies, home renovation, wedding expenses or even debt consolidation.

A personal loan is a type of loan that you can take without any collateral. A personal loan can be taken for varied expenses like home repairs, medical bills, wedding expenses and travel costs. It offers you quick access to funds for urgent financial needs.  

When you need urgent funds, loans can be a convenient financial option. Among the many options available, Personal Loan and Loan Against PPF (Public Provident Fund) offer funds, especially in situations when you don’t want to dig into your savings.

Thinking about taking out a personal loan? Whether you need funds for a major purchase, an unexpected expense, or splurge on a gadget, a personal loan can be a good option. However, before you borrow, it’s essential to understand your monthly payments and how they fit into your budget.