Zype offers instant personal loans upto ₹2,00,000 catering to a wide range of financial needs.
Once the loan is approved, money is directly deposited in your account instantly.
You get to repay the loan within 6, 9 and 12 months.
Zype offers unsecured loans. This means one can get a personal loan without submitting any assets (like gold or property).
The loan application is paperless. You only need to provide basic details along with PAN and Aadhaar card details, making the loan application hassle-free.
Zype has a user-friendly app that works 24/7. Thus, you can apply for an instant loan at any time and from anywhere.
10,000
5,00,000
1
34
1
72
The loan applicant must be a minimum of 21 years of age.
Applicant must provide identity proof like Aadhaar card and PAN card details.
Loan applicant must have a minimum of ₹15,000 monthly income
If you want to get a higher loan amount, you are required to submit a bank statement for the last 4 months.
You need to give PAN and Aadhar card details during loan application along with name, mobile number and
To get loan offer, you are required to do a real time selfie verification to complete the KYC.
If you want to apply for a higher loan amount, you are required to submit proof of income by uploading bank statement of last 4 months.
When you take a personal loan, it is important to check the interest rates and other additional charges on it. Zype is upfront and transparent about all their additional charges. Here is a table explaining interest rates and other charges for an instant personal loan from Zype:
| Interest rate & other charges | Details |
|---|---|
| Interest rate | Interest rate starts at 1.5% (monthly) |
| Loan processing fees | It is between 2% to 6% of the loan amount |
| Penalties on overdue EMIs | There are penalties and late fees on overdue EMI charged on total outstanding loan on a daily basis, till the time you repay it. |
Wedding costs are quite a huge expense, and one may find it difficult to manage all the expenses. Whether you need to pay the caterers, decorations or the photographers, a personal loan for a wedding will help you cover such costs. This also gives you time to manage all the expenses efficiently without the added stress.
Apart from a medical emergency, a personal loan can also cover other health-related treatments like surgery, illness or any other medical treatments. An medical emergency personal loan offers you quick access to funds thereby largely reducing your financial stress.
A personal loan can help you renovate or upgrade your home. Whether you're upgrading the kitchen, painting walls, or repairing the walls, a Home renovations personal loan is a good option. You can easily cover the upgrade costs and pay the costs in instalments later.
Certain special occasions like birthdays or anniversaries can be covered with a personal loan. Instant personal loans offer you quick funds to cover the cost involved for such events. You can enjoy the celebrations stress-free with your loved ones.
1) Download/Install Zype App via Google Play Store or Apple App Store.
3) The application will get reviewed and upon approval a loan offer gets generated.
4) Now enter the loan amount and loan tenure you want.
The loan amount varies across lenders. On Zype, the maximum loan amount available for a personal loan in Guwahati is upto ₹2,00,000.
Many lenders do charge prepayment charges for personal loans in Guwahati. It is imperative to check for these charges before taking any personal loan.
Disbursal time varies across lenders. On Zype, the loan disbursed instantly after loan approval.
The factors that affect the interest rate for personal loans in Guwahati are your credit score, stable income source, repayment history, debt-to-income ratio, loan amount, age and location.
Yes, you can apply for a personal loan in Guwahati with a low credit score. You can apply for a personal loan with a co-applicant, show a stable income source or apply for a lower loan amount.
Yes, you can get a personal loan in Guwahati without documents. Personal loan apps like Zype offer instant personal loans that don’t require any documents to be submitted. All you need to do is submit basic details along with PAN and Aadhaar details.
Copyright © 2024 Easy Platform Services Pvt Ltd. All rights reserved.