Loan Amount (in rupee)
₹
- 3000
- 5L
Interest Rate (%)
- 6
- 38
Loan Term (in months)
- 3
- 72
Your EMI is
₹ 0.00
Total Interest
₹ 0.00
Total Amount Payment
₹ 0.00
A Flexi Personal Loan is a unique credit facility that allows you to borrow funds as needed, repay flexibly, and pay interest only on the amount utilized. Unlike traditional loans, it offers greater liquidity and convenience.
With a Flexi Loan App, you can easily access funds anytime without repeated approvals, making it ideal for managing unexpected expenses. Whether you need a Flexi Cash Loan for medical emergencies, travel, or home renovations, this loan type provides quick disbursal and hassle-free repayment options. Apply today and experience financial flexibility with minimal documentation and instant access to funds!
A flexi loan is an overdraft facility in which you get approved for a personal loan once. You can then borrow the desired amount from the loan limit and pay interest only on that amount. You can take multiple loans from the approved loan amount, anytime, anywhere. You have to repay only the amount that you have used according to the personal loan repayment plan. As you repay your EMIs, your borrowing limit will keep getting replenishing.
Here, you can get a loan limit up to ₹500000 starting at just 1.5% interest per month. Upon approval, you can take loan from it, anytime you need!
The interest rate is only applied to the amount you borrow from the total loan amount. This way, you won’t have to pay an overwhelming interest and additional charges on the money you borrow.
The specialty of a flexi personal loan is that you need to make the effort of applying for it only once. After you’re approved, you can take personal loans from it anytime you need. Need not worry about running out of money, because the limit will keep replenishing as and when you pay your EMIs!
As long as you keep paying your EMIs on time, you will always have an available limit to meet any of your planned or unplanned financial needs. With this backup, you will have peace of mind and be prepared for all the possibilities of life.
Flexi Loans is an overdraft facility that keeps replenishing as and when you repay your EMIs. You will be approved for a loan limit from the lender once, and you can then keep borrowing money from it, whenever you need. You will have to pay interest only on the amount you borrow and only pay back that amount in the form of EMIs according to your repayment plan.
Understand the Terms of Borrowing: When you’re approved for a loan, make sure you go through all the terms and conditions of borrowing. Contact your lender if you have any questions.
Plan Your Repayments Before Taking a Loan: Using an Personal Loan EMI calculator to plan your repayments even before applying for the loan can help you create a better budget. This way, you won’t miss any EMIs.
Keep Track of the Borrowed Amount and Interest on the Loans: With Flexi loans, you get the flexibility of choosing the amount you want to borrow from your loan. And since you’re charged interest only on the borrowed amount, it’s important to keep track of your loans to avoid confusion.
Make Sure You Don’t Miss Any EMI: Defaulting on your repayments can lead to a suspension of your loan offer. Make sure you pay all your EMIs on time to have continued access to money.
While a flexi personal loan is a good choice to finance any of your planned and unplanned financial requirements, We can make it a better experience for you! Here’s how:
You can get done with the entire loan application process in less than 5 minutes, without any document upload or paperwork. Just enter your basic details like name, email address and PAN and get instant approval!
Unplanned expenses always mean an immediate need for cash, which we fulfills. After you have completed a quick application, you can get an approval within 60 seconds and receive the amount in your registered account instantly.
You will not have to wait 24 hours to receive the money every time. Once you’re approved, and have an active line, you can get cash from it anytime you need in a single tap.
Our personal loan interest rates are affordable starting at just 1.5% per month. Pay interest only on the amount you borrow from the loan amount.
Paying back the money is as convenient and flexible as borrowing it. You can borrow your desired loan amount from the limit and repay the money in 6, 9 or 12 EMIs.
The personal loans are unsecured loans. This means you don’t have to provide any asset against the money you borrow.
Different lenders have different document requirements. But with us, you can get a loan without any document uploads or paperwork! You only need these to complete your application:
You will need your PAN and Aadhaar number to get an approved offer and to complete your KYC to activate your loan offer. (Physical documents not required)
Complete a real-time selfie verification to complete a KYC after you’re approved for a personal loan.
Want a higher loan limit? Just upload your bank statement for the last 4 months and get an increased loan offer.
Meeting our eligibility criteria is simple! This is all you need:
21 years or above
Indian with a valid PAN and Aadhaar card
Salaried individual
Monthly income of at least ₹15,000
A Flexi loan interest rate is applied only to the amount you used from the borrowed amount. The interest rate can be different for different lenders. We offers loans starting at just 1.5% interest per month. And our terms of borrowing are crystal clear with no hidden charges. Given below are all the charges associated with us loan including the flexi loan interest rate:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting at 1.5% (monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Penalty on Overdue EMIs | Overdue interest and late payment penalty charges will be charged to your total outstanding loan on a daily basis |
| Flexi Loan | Term Loan |
|---|---|
| Flexi loan is an overdraft facility in which your application gets approved once. You can then borrow the desired amount from the loan limit. As you repay your EMIs, your borrowing limit will keep getting replenishing. | Term loan is a personal loan that has a set amount, interest rate and repayment tenure. Once you receive the loan amount, you have to pay it back with interest according to the repayment plan. |
| You don’t have to pay interest on the unutilized loan amount. The additional charges associated with your loan are only applicable to the borrowed amount. | You have to pay back the loan with the set interest rate charged. |
One of the best financial tools that allows for flexibility in meeting different needs is a flexi personal loan. You can take out more than one loan from the borrowed amount, so there’s no need to apply for one again. It is an excellent choice because you can acquire cash for any kind of medical emergency quickly. Flexi loan can also be used to pay off debt, make large purchases, or accomplish personal objectives like taking your family on a vacation. Because of its versatility, the Flexi Personal Loan is a good choice for a range of financial needs.
Here, you can get an instant flexi loan. Apply in these simple steps and get the cash you need now:
1. Download the Zype app from PlayStore/AppStore and create your account.
2. Enter your basic details like your name, mobile number and PAN number and complete your application in 6 minutes.
3. Get approved for a loan amount based on your profile in only 60 seconds!
4. Complete a quick 3-step KYC with Aadhaar number and selfie verification to unlock your loan offer.
5. Select your desired loan amount and EMI option.
6. Transfer the cash you need directly to your account in a single tap and you will receive the amount in 24 hours.
A flexi loan is a type of personal loan offered by lenders in the market. With Zype, you can get a flexi loan up to ₹500000 starting at 1.5% interest per month.
With Zype flexi loan, you can prepay, or part pay your loan whenever you want without incurring any additional charges.
The additional charges associated with prepaying your flexi loan depend on the lender. On Zype, you don’t have to pay any penalties or extra charges on any prepayment.
A Flexi loan is available to salaried and self-employed individuals who meet the lender’s eligibility criteria. Generally, applicants must be 18-65 years old, have a stable income source, and provide basic KYC documents. Some lenders may also require a minimum monthly income threshold.
You cannot exceed your loan limit on a flexi loan as it’s a predetermined amount that keeps on replenishing as and when you repay your EMIs. However, if you miss your EMIs, your loan limit can get suspended.
With a flexi loan, you have to pay interest only on the amount you borrow from the credit line. You don’t have to pay any additional charges on the unutilized amount.
Most lenders prefer a CIBIL score of 650 or above for a Flexi loan. However, some lenders may offer loans to individuals with lower scores by evaluating other factors like income stability, employment status, and repayment history.
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