When you avail a consumer durable loan, you get to choose from different repayment tenure options. You can choose an EMI option as per your budget and convenience. For example – When you borrow money from Zype, you can repay the loan in 6, 9 or 12 EMIs. Click here to apply for a personal loan now.
If you want to get a personal loan to buy consumer durables at affordable interest rates, download the Zype app. The interest rates for Zype instant loans start at just 1.5% per month.
It is possible to borrow money to buy home appliance without completing any documentation. You can get a personal loan from Zype without uploading any documents or completing any physical paperwork.
Buying a consumer durable shouldn’t come with a financial burden. With Zype, you get the option to pay off your loan in 6, 9 or 12 EMIs.
No need to wait unnecessarily to procure funds. Get loan approval under 60 seconds from Zype and enjoy loan disbursal instantly.
You only have to enter your PAN and Aadhaar number. No need to upload these documents.
You would need to do a real-time selfie verification to complete the KYC process.
Get a consumer durable loan for a low cibil score without submitting income proof. Zype only asks for bank statements of the last four months if you want to increase your loan limit.
Applicants must be at least 21 years old
Valid PAN & Aadhaar card
Minimum monthly salary = ₹15,000
Whether you want to buy an air-conditioner, a video game console or any other consumer durable, ensure that you get a low-cost online consumer durable loan and save money. For that, you should borrow money from loan apps like Zype which gives low-cost personal loans. Check out the interest rate and other charges of Zype –
| Loan Amount | ₹3,000 to ₹5,00,000 |
|---|---|
| Interest Rate | Starting at as low as 1.5% (monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Interest on Overdue EMIs | Late payment penalty charges & overdue interest will be charged to your total outstanding loan on daily basis |
| Loan Tenure | 6-12 months |
Now that you know what is consumer durable loan, let’s see the steps to get loans up to ₹5,00,000 from the Zype app and buy the consumer durables of your choice –
1) Download the Zype instant loan app from Play Store or App Store and enter basic details like name, PAN, mobile number and employment information.
2) After this, your loan offer will be unlocked in less than 60 seconds.
3) Complete the KYC process by taking an online selfie, entering your Aadhaar number and verifying the same with OTP.
4) All you need to do now is enter the loan amount and repayment tenure. The money will be transferred to your bank account.
You can get a personal loan for consumer durables from Zype if you have a minimum monthly salary of ₹15,000 and a valid PAN and Aadhaar card.
Zype gives no-questions-asked consumer durable loans up to ₹5 lakhs. You can buy any product you want after getting a loan approval under 60 seconds.
Consumer loans is a type of personal loan which you can avail to for small and big ticket expenses like buying a vehicle, furniture, appliances, gadgets, etc without pledging any collateral. Click here to get loans up to ₹5 lakhs in less than 6 minutes.
Lenders evaluate multiple factors in order to give you a consumer durable loan like your income, credit score, repayment history and debt-to-equity ratio.
Different lenders have different criteria for a minimum CIBIL score. A CIBIL score above 700 is usually perceived as a good score. Click here to get a consumer durable loan for low cibil score from Zype.
The consumer durable loan offered by Zype is an unsecured loan. You can borrow up to ₹5 lakhs without pledging any collateral by downloading and completing the quick application process.
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