Loan Amount (in rupee)
₹
- 3000
- 5L
Interest Rate (%)
- 6
- 38
Loan Term (in months)
- 3
- 72
Your EMI is
₹ 0.00
Total Interest
₹ 0.00
Total Amount Payment
₹ 0.00
A personal loan in Chennai is very easy to get upto 5 lakhs. You can apply for an instant loan by downloading our most trusted app. The loan application process takes less than 6 minutes and your loan offer will be generated within 60 seconds. You don’t have to pledge any collateral or submit any physical paperwork since the loan process is online and app-based. Also, you get the loan amount in your bank account on the instantly.
Get instant loan from us without pledging any security in Chennai.
Your personal loan offer will be generated in less than 60 seconds and you can get instant disbursal of your loan.
Zype gives the option to repay in 6, 9 and 12 EMIs. You can choose the one that aligns with your budget.
If you want a personal loan in Chennai with low interest, download the Zype app right away. The interest rate at Zype starts at 1.5% per month.
Every lender uses a set of criteria to evaluate a borrower’s personal loan eligibility. It usually involves individual’s age, salary, employer details, credit score, citizenship, work experience and documents.
If you need an urgent cash loan in Chennai, we have a very basic personal loan eligibility criteria for salaried individuals. Read the same below to see if you meet them –
21 years or above
Valid PAN & Aadhaar card
Salaried individual
Monthly income of at least ₹15,000
There are many reasons why loan provider ask for required documents like identity verification, fraud prevention and risk assessment. One of the best things about taking loans from Zype is that you don’t have to upload documents or submit any physical paperwork. The entire process is app-based and online. You only need these to complete your loan application –
You will need to take an online selfie during the application process to verify your identity.
We only ask for PAN and Aadhaar number.
You can get an urgent cash loan in Chennai from Zype without income proof. Zype only asks for your bank statement of the last four months if you want to upgrade your loan offer.
Interest rates are determined by factors like an individual’s credit score and repayment history. One can avail a personal loan in Chennai with low interest on the Zype app. You can enter your basic details like your mobile number and PAN to know your personalised interest rate offer.
| Loan Amount | ₹3,000 to ₹5,00,000 |
|---|---|
| Interest Rate | Starting at as low as 1.5%(monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Panelty on Overdue EMIs | Overdue interest and late payment penalty charges will be charged to your total outstanding loan on daily basis |
| Loan Tenure | 6-12 months |
You need to complete these simple and quick steps to get a loan from Zype –
1) Download the Zype app and enter your name, mobile number, PAN and employment details.
2) As soon as you do this, Zype will show your loan offer in less than a minute.
3) Now you will need to take an online selfie and enter your Aadhaar number to complete the KYC process.
4) This will get your loan limit. Now you can select the loan amount and repayment tenure to transfer the money to your bank account.
To get an instant personal loan in Chennai, apply online through fintech apps like Zype or Banks, NBFCs offering quick approvals. Ensure you have a good CIBIL score, minimal documentation, and meet eligibility criteria. Many lenders disburse funds within 24 hours after verification.
Several banks and NBFCs offer personal loans in Chennai, including HDFC Bank, ICICI Bank, Bajaj Finserv, and Tata Capital. Fintech platforms like Zype also provide fast approvals with minimal paperwork, making them a great option for quick financial needs.
The minimum income requirement varies by lender but typically starts from ₹15,000 to ₹25,000 per month. Some lenders may have higher criteria based on the loan amount and applicant’s profile. Salaried individuals usually have a better chance of approval.
If applying through digital lending platforms or NBFCs, personal loans can be approved and disbursed within 24–48 hours. Traditional banks may take 3–7 working days, depending on the documentation and verification process. Faster approvals often require a strong credit score.
If you have a low CIBIL score, consider applying with NBFCs, fintech lenders.Providing proof of stable income, or fulfilling the eligibility criteria can improve loan approval chances. Some lenders offer loans to those with scores below 650 but at higher interest rates.
Copyright © 2025 Easy Platform Services Pvt Ltd. All rights reserved.