The cultural capital of South India, Chennai is an ancient city with great historical and cultural significance. This manufacturing hub is well-known for its infrastructure, continuous development, and affordable accommodation.
With so much scope for growth in the city, you might find yourself in a situation where you’re short of cash. For example – You might need money to buy a laptop, enrol in a course to upskill or buy a two-wheeler to commute to work.
The easiest and fastest way to solve this problem is to get instant personal loan. You can easily get an personal loan up to ₹5,00,000 in Chennai by downloading the Zype app. The loan application process takes less than 8 minutes and your credit line offer will be generated within 60 seconds. You don’t have to pledge any collateral or submit any physical paperwork since the loan process is online and app-based. Also, you get the loan amount in your bank account on the same day of the loan application.
You don’t have to pledge anything to get instant loan from Zype.
Your personal loan offer will be generated in less than 60 seconds and you can get same-day disbursal of your loan.
Zype gives the option to repay in 6, 9 and 12 EMIs. You can choose the one that aligns with your budget.
If you want a personal loan in Chennai with low interest, download the Zype app right away. The interest rate at Zype starts at 1.5% per month.
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Every lender uses a set of criteria to evaluate a borrower’s loan eligibility. It usually involves individuals’s age, salary, employer details, credit score, citizenship, work experience and documents.
If you need an urgent cash loan in Chennai, we have a very basic personal loan eligibility criteria for salaried individuals. Read the same below to see if you meet them –
18 years or above
Valid PAN & Aadhaar card
Salaried individual
Monthly income of at least ₹15,000
There are many reasons why lenders ask for required documents like identity verification, fraud prevention and risk assessment. One of the best things about taking loans from Zype is that you don’t have to upload documents or submit any physical paperwork. The entire process is app-based and online. You only need these to complete your loan application –
You will need to take an online selfie during the application process to verify your identity.
We only ask for PAN and Aadhaar number.
You can get an urgent cash loan in Chennai from Zype without income proof. Zype only asks for your bank statement of the last four months if you want to upgrade your credit line.
Interest rates are determined by factors like an individual’s credit score and repayment history. One can avail a personal loan in Chennai with low interest on the Zype app. You can enter your basic details like your mobile number and PAN to know your personalised interest rate offer.
Personal loan Interest rate and other information of the Zype loan app –
| Loan Amount | ₹3,000 to ₹5,00,000 |
|---|---|
| Interest Rate | Starting at as low as 1.5%(monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Interest on Overdue EMIs | Penal interest & late fees will be charged to your total outstanding loan on daily basis |
| Loan Tenure | 6-12 months |
You need to complete these simple and quick steps to get a loan from Zype –
1) Download the Zype app and enter your name, mobile number, PAN and employment details.
2) As soon as you do this, Zype will show you your credit limit offer in less than a minute.
3) Now you will need to take an online selfie and enter your Aadhaar number to complete the KYC process.
4) This will unlock your credit line. Now you can select the loan amount and repayment tenure to transfer the money to your bank account.
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