Instant Personal Loan in Chennai

The cultural capital of South India, Chennai is an ancient city with great historical and cultural significance. This manufacturing hub is well-known for its infrastructure, continuous development, and affordable accommodation.

With so much scope for growth in the city, you might find yourself in a situation where you’re short of cash. For example – You might need money to buy a laptop, enrol in a course to upskill or buy a two-wheeler to commute to work.

The easiest and fastest way to solve this problem is to get instant personal loan. You can easily get an personal loan up to ₹5,00,000 in Chennai by downloading the Zype app. The loan application process takes less than 6 minutes and your loan offer will be generated within 60 seconds. You don’t have to pledge any collateral or submit any physical paperwork since the loan process is online and app-based. Also, you get the loan amount in your bank account on the instantly.

Benefits of Taking a Personal Loan in Chennai from Zype

EMI Calculator for Personal Loan in Chennai

Loan Amount (in rupee)

10,000

5,00,000

Interest Rate (in %)

Loan Term (in months)

Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

Eligibility Criteria for Instant Personal Loan in Chennai

Every lender uses a set of criteria to evaluate a borrower’s personal loan eligibility. It usually involves individuals’s age, salary, employer details, credit score, citizenship, work experience and documents.

If you need an urgent cash loan in Chennai, we have a very basic personal loan eligibility criteria for salaried individuals. Read the same below to see if you meet them –

Age

21 years or above

Citizen of India

Valid PAN & Aadhaar card

Work experience

Salaried individual

Monthly Salary

Monthly income of at least ₹15,000

Documents Required for an Instant Personal Loan in Chennai

There are many reasons why loan provider ask for required documents like identity verification, fraud prevention and risk assessment. One of the best things about taking loans from Zype is that you don’t have to upload documents or submit any physical paperwork. The entire process is app-based and online. You only need these to complete your loan application –

Personal Loan Interest Rates in Chennai

Interest rates are determined by factors like an individual’s credit score and repayment history. One can avail a personal loan in Chennai with low interest on the Zype app. You can enter your basic details like your mobile number and PAN to know your personalised interest rate offer.

Personal loan Interest rate and other information of the Zype loan app –

Loan Amount	₹3,000 to ₹5,00,000
Interest Rate	Starting at as low as 1.5%(monthly)
Loan Processing Charges	Processing fees from 2% to 6% on every loan
Panelty on Overdue EMIs	Overdue interest and late payment penalty charges will be charged to your total outstanding loan on daily basis
Loan Tenure	6-12 months

Steps to get a Instant personal loan in Chennai from Zype

You need to complete these simple and quick steps to get a loan from Zype –

1) Download the Zype app and enter your name, mobile number, PAN and employment details.

2) As soon as you do this, Zype will show your loan offer in less than a minute.

3) Now you will need to take an online selfie and enter your Aadhaar number to complete the KYC process.

4) This will get your loan limit. Now you can select the loan amount and repayment tenure to transfer the money to your bank account.

Get personal loans upto ₹5 Lakhs in 6 minutes.

Use Coupon code 'FESTIV75' to get flat ₹75 OFF on processing fee

Use Coupon code 'FESTIV75' to get
flat ₹75 OFF on processing fee

Instant Personal Loan in Chennai

Benefits of Taking a Personal Loan in Chennai from Zype

Loan Without Collateral

Instant Approval And Disbursal

Convenient EMIs

Competitive Interest Rates