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Be it a medical emergency, last minute purchase or an unplanned expense, with a Zype credit line, you will never catch yourself thinking, “I need a 50,000 rupees loan urgently. Where can I get it?”
You can apply for an instant loan in less than 8 minutes, get approved within 60 seconds & have the money in your account within 24 hours. Borrow the money you need now & pay later in flexible 3, 6, 9 or 12 EMIs.
A super-fast ₹50000 loan is not all that you get. Here are some more reasons to choose a Zype personal loan
Zype’s personal loans are unsecured. This means you can enjoy the flexibility of borrowing without pledging any of your assets.
Get an affordable interest rate on your personal loans that starts at as low as 1.5% interest per month.
Choose a repayment plan without worrying about your finances. Borrow the money you need now & pay later in 3, 6, 9 or 12 EMIs.
After you complete your application, you can get approved for a loan in less than 60 seconds and get the money in your account within 24 hours!
Get a loan without any document uploads or paperwork. All you need to submit is your PAN & Aadhaar number along with some basic details to complete your application.
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Calculating the Personal Loan EMIs before you take a personal loan can help you plan your budget better & even compare offers across various lenders.
Here’s the formula used to calculate EMIs for your ₹50000 loan
E = 50000 x R x (1+R)^N / [(1+R)^N-1], where
E is your personal loan EMI amount
R is the monthly interest rate
N is the no. of months of EMI payment
You can either use this formula or quickly find out your EMIs using Zype’s personal loan EMI calculator.
You can complete your loan application on Zype without any document uploads or paperwork & get an emergency loan of ₹50000. You only need these required documents to get approved for a loan
After you’re approved for a loan, you will need to do a real-time selfie verification to complete your KYC.
Enter your PAN & Aadhaar number along with a few basic details to complete your application & activate your loan (Physical documents not required)
Want to increase your credit limit? All you need to do is upload your bank statement for the last 4 months & get approved for a higher amount.
You can get approved for a ₹50000 personal loan by meeting Zype’s basic eligibility criteria
18 years or above
Valid PAN & Aadhaar card
Salaried individual
Monthly income of at least ₹15,000
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting at 1.5% (monthly) |
Loan Processing Charges | Processing fees from 2% to 6% on every loan |
Penalty on Overdue EMIs | Penal interest and late fees will be charged to your total outstanding loan on a daily basis |
With Zype, the flexibility of borrowing money doesn’t end after you receive the money in your bank account.
Zype’s convenient repayment options help you choose a plan that will best suit your budget so you can manage your finances comfortably. Borrow the money you need now and choose to repay in 3, 6, 9 or 12 EMIs.
This is what your repayment tenure will look like when you take an instant ₹50000 loan at an 18% annual interest rate.
*Note – All the above numbers are for representation only. The final interest rate may vary depending on the profile assessment.
Loan Amount | Interest Rate | Tenure (in months) | EMI in Rs |
---|---|---|---|
Rs 50000 | 18% | 3 | Rs 17169.15 |
6 | Rs 8776.26 | ||
9 | Rs 5980.49 | ||
12 | Rs 4584.00 |
Apply for a personal loan on Zype in less than 8 minutes by following these simple steps
1) Install the Zype app from PlayStore or AppStore & create your account.
2) Add PAN number along with some other basic details like name & phone number.
3) Get approved for a credit offer within 60 seconds based on your profile.
4) Add your Aadhaar number & do a real-time selfie verification to complete your KYC & unlock your credit line.
5) Select your desired loan amount & EMI option.
6) Transfer the cash directly to your account in a single tap.
Yes, Zype also serves customers with no credit history. If you are a salaried individual who meets our eligibility criteria, you can get approved for an instant ₹50000 loan.
Yes, you can! There are many instant loan apps that offer loans without any documentation. Zype is such an app where all you need is your PAN & Aadhaar number to get approved for a personal loan.
Yes, you may get approved for an online loan of ₹50000 with a credit score of 650. You only need a valid PAN and a minimum monthly salary of Rs 15,000 to get a loan on Zype.
Your personal loan EMIs depend on your approved loan amount, interest rate on loan & selected loan tenure.
If you have a good credit score & repayment history, you can get approved for a personal loan at the lowest interest rate. Zype offers loans that start just at 1.5% interest (monthly)
Yes, you need your PAN card to complete your application for a loan. Lenders require your PAN card to assess your credit profile & offer you an appropriate loan amount.
You can easily get a ₹50000 loan on Zype very quickly! Complete your application in less than 8 minutes, get an approved offer within 60 seconds & get the money in your account on the same day.
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