How to Pay Bills With Zype? Making bill payments on Zype is fast and rewarding. Pay for electricity, FASTag, DTH, gas cylinder, etc from the Zype app and get guaranteed cashback on every payment. Bill Payments And Recharges You Can Do on Zype Electricity bill FASTag DTH recharge Gas cylinder booking and piped gas Water Postpaid bills of mobile, landline and broadband Insurance premiums Cable TV Hospital bills Subscriptions Etc How to Pay Bills on Zype? Follow these quick steps to pay bills through the app: Open the Zype app and choose one of the utility or recharge option on the home screen. You can also tap on “See all” to view all payment categories. Once you choose the utility or recharge option, choose the biller. For example – If you want to pay the electricity bill, you will need to choose your biller, (like Adani Electricity, Tata Power, etc) and enter your consumer number Tap on ‘Pay’ and complete your transaction using your preferred UPI app Benefits of Paying Bills With Zype Get Flat 1% Cashback Pay bills and recharges from the Zype app and get flat 1% cashback on every payment. No Extra Fee Pay your bills with Zype without paying any transaction fee. Apply Now

How to Repay Your Zype Loan? What is a Zype loan? Zype loan is the fastest way to fund all your big and small expenses. Whether you’re caught in a medical emergency or are planning to buy your 1st two-wheeler, an instant personal loan from Zype can make sure you never fall short.  Here’s how you can get an instant access to a personal loan of up to Rs. 5 lakhs from Zype:  Complete your application in less than 5 minutes with no documents or paperwork.  Get approved for a personal loan in less than 60 seconds.  Get instant disbursal directly into your registered bank account. What Are the Options to Repay Loan on Zype?  What matters most when borrowing money isn’t just flexibility, but rather, how you go about repaying it. Keeping this in mind, Zype ensures that the convenience of borrowing goes beyond receiving the money in your account. This way, you will never feel any kind of financial strain.  Wondering how to repay loan  on Zype? Here are some quick, easy and flexible options.  Create a Budget The first and most important step when going about your loan emi repayment is creating a budget for it. Taking into account your income and all your expenses and make sure you make your loan repayment a part of it.  Make Part-Prepayments Whenever You Can One of the best parts about making your EMI payments on Zype is that there are no prepayment charges! If you have extra funds and want to clear your outstanding, all you need to do is open the app to make the payment.  Reduce the Tenure And Opt for Higher EMIs With multiple EMI options of 6, 9 or 12 months, you can have a flexible loan emi repayment experience on Zype. If you want to clear your outstanding loan immediately, you can choose an EMI option of 3 months.  Prioritise High-Interest Loans Clearing your high-interest loans first can lighten the financial burden, helping you repay your loans as soon as possible.  Automatic Payments  One of the easiest ways of ensuring you don’t miss your EMI payments is by setting up an auto-debit. Zype allows this facility where you just need to set your auto-debit for loan repayments once and forget about it! The EMI amount will automatically get deducted from your registered bank account.  Avoid New Debt An important step when planning your finances is planning your loans and its repayments. Make sure you avoid any kind of new debt when you have an ongoing repayment.  Consider A Side Hustle Adding an extra source of income can help you speed up your loan repayment process. There are many part-time and freelance options available in the market that can help you open a new stream of income.  Stay Committed When you’re figuring out how to repay loan, it’s important to remember that staying committed to your repayment plan can help you ensure you don’t miss any due date. This will help you build a strong credit profile and maintain a healthy credit profile. This blog aims to tell you the step-by-step process of repaying your Zype loan EMI. 1. Open the app and tap on the ‘Account’ button at the bottom-right corner of the screen. 2. On the next screen, you can see your due amount. Tap “Pay Now” to initiate repayment. 3. Choose due amount or enter a custom personal loan to repay. 4. Choose your preferred payment method from Debit card, UPI and Net banking to complete the repayment process. 5. You’ll get the payment confirmation message once the payment is successful. Benefits of Paying EMIs on Time 1) Get Higher Credit Limit on Zype Paying your EMIs on time can increase your eligibility for a higher credit limit on Zype. This also helps to increase your credit score. 2) Improves Credit Score Your timely EMI payments prove that you can manage your credit responsibly. Each timely repayment adds on to positive payment history and increases your credit score. 3) Avoid Penalty Charges Lenders usually charge late payment fees if you don’t pay your EMI on the due date. Paying EMIs on time will help you avoid this extra cost. Also Read: Missed Your EMI Payment? Know Its Consequences Apply Now Frequently Asked Questions How Can I Repay My Personal Loan Fast? Yes, you can. On Zype, you can pay your loan conveniently in 6, 9 or 12 EMIs. If you have extra access to funds, you can also consider prepaying your loans as there are no prepayment charges on the same. Can I Repay My Personal Loan In 6 Months? Yes, you can. Zype offers multiple EMI options of 6, 9 or 12 EMIs so you can repay loan on your terms. What Happens If I Pay More Than Emi? Typically, lenders charge an extra fee known as prepayment charges when you pay more than your EMI. However on Zype, you can pay more than your EMI with absolutely no consequences. What Should I Do Once I’ve Fully Repaid My Loan? When you have fully repaid your loan, you will be completely out of debt. You can consider taking another loan and make timely payments, which can help you improve your credit score. What Are The Penalties For Early Loan Repayment? On Zype, there are no penalties for early loan repayment.  How Do I Calculate The Total Loan Repayment Amount? You can use this simple formula to calculate your total loan repayment amount:  EMI = [p x r x (1+r)^n]/[(1+r)^n-1] P is your principal amount R is your interest rate  N is the tenure

How to Get Instant Loans From Your Zype Credit Line? What is Zype Credit Line? Zype credit line is a credit facility which can be used to get pre-approved personal loans instantly without any hassles. Once your credit line is activated, you can transfer money from it to your bank account in one tap. You can take multiple loans simultaneously and only pay interest on the amount borrowed. How to Get a Loan From Your Zype Credit Line? If you have an active credit line, use the steps below to transfer money from your credit line to your account. In case you want to know how to activate your Zype credit line, click here. Tap “Get Loan” on Zype home screen Select the amount you want to withdraw Select number of EMIs for repayment Review loan summary and EMI details. Tap on “Transfer Money” to initiate loan transfer The money will be credited to your account in 2-24 hours Also Read: Personal Loan Balance Transfer Zype Credit Line Benefits 1) Get Multiple Loans You can take multiple loans at the same time from your credit line. This way, you can withdraw money only when you need it and avoid unnecessary debt 2) Get Loans Instantly Once your credit line is activated, you can transfer money to your account in a single click. No need to submit documents for the personal loan to get approved. 3) Zero Interest on Unused Credit You will not be charged any interest on the unused credit line. 4) Withdraw As Low As ₹3000 Zype credit line gives you the flexibility to withdraw as low as ₹3000 from your credit line. Also Read: Get ₹1000 Personal Loan   Apply Now

How to Use the Zype App? What is Zype? Zype is an app where you can get instant loans, pay bills, monitor your credit profile and track your expenses. All you need to do is download the app and add basic details to get approved for a credit line instantly. You can get multiple loans up to ₹5,00,000 from your Zype credit line. Key Features of the Zype App Takes less than 8 minutes to apply Credit line approved under 60 seconds Get multiple loans from your Zype credit line Choose between 6, 9 and 12 EMIs to repay Check your credit score and credit report for free Get guaranteed cashback on bill payments and recharges How to Activate Your Zype Credit Line? Download the Zype Instant Personal Loan App from Google Play Store Open the app and complete the following steps to create your account – Enter your mobile number Enter OTP to verify your mobile number Go through the permission details and privacy terms and tap on ‘allow’ Enter your first name and last name Enter your PAN number and date of birth Add your Gmail or any other email id to sign up Enter the OTP sent to your email id Once Your Account is Created, Complete These Steps to Generate Your Credit Limit Offer- Select your employment type (salaried/self-employed) Enter your work email ID, monthly income and your company name Verify your employment using the OTP sent to your work email Enter your residential address After this, a personalised credit offer personal loan up to ₹5,00,000 will be generated. You may be asked to upload your last 4 months’ salary bank statement if we need additional information to generate an offer for you. To accept the generated offer, tap on “Accept and Continue.” If you want a higher limit, tap on “Need Higher Limit” to upload the bank statement and generate a new offer. Click here to know more details about increasing your credit limit. To Activate Your Zype Credit Line, Complete the Following Steps – Enter your Aadhaar number and the captcha displayed on screen Enter the OTP you get on your Aadhaar-linked mobile number Take a selfie and confirm your identity to complete your KYC Add your salary bank account details or UPI ID. Your loan will be transferred to this account Tap on ‘Authorize’ to set-up Auto-pay Complete e-sign of loan documents and take your first loan from Zype credit line How to Take an Instant Loan From Your Activated Zype Credit Line? Tap “Get Loan” on Zype home screen Select the amount you want to withdraw Select number of EMIs for repayment Review loan summary and EMI details. Tap on “Transfer Money” to initiate loan transfer The money will be credited to your account in 2-24 hours Eligibility Criteria This is what you need eligibility criteria to get an personal loan from Zype: – For salaried professionals – Minimum monthly salary of ₹15,000 – Valid PAN Card and Aadhaar card Do More With Zype Pay Bills on Zype And Get Flat 1% Cashback Enjoy the convenience of paying for electricity, FASTag, DTH, gas cylinder, etc from the Zype app and get flat 1% cashback on every payment. View All Your Credit Cards And Loans in One Place With Zype Credit Insights, know your credit score, details about your loans and credit cards, repayment information, credit score history, etc. Apply Now