15 Best Scooties in India for 2025: Features, Prices, and Reviews In a price sensitive country like India, scooters are preferred much more over a bike or a 4-wheeler. Scooters are cost effective, easier to navigate in traffic and fuel efficient as well. With the entry of electric scooters in the market, the demand for […]

How to Calculate Interest And Principal Amount in EMI? For any type of loan that one takes from a bank or any NBFC, one needs to repay this amount in monthly instalments, typically EMI (Equated Monthly Instalments). This amount comprises the loan amount along with the interest charged on it. This total amount is divided […]

What is personal loan settlement? How Its Effects on Your Credit Score A personal loan can take care of your financial needs when you are short on funds or need to make an expensive purchase. However, as a borrower, it is important to understand your repayment capacity before taking up any loan. Any borrower who […]

Loan Sharks: What is it, Risks, and Prevention Tips What is a Loan Shark? Imagine you’re in a tough financial situation with an emergency crisis going on. The unforeseen bills keep piling up, and you’re in desperate need of money. During such situation, stress and pressure can sometimes drive people to make bad decisions. This […]

Flat Interest Rate Vs Reducing Rate: Know the Difference The financial market consists of private and public banks that offer a wide range of loans, like housing loans, personal loans, car loans and more. These loans can be used to fulfil many life goals, like building a new home, funding a child’s education, covering wedding […]

Required Salary to Qualify for a Personal Loan: Key Insights Many lenders have a minimum salary requirement when it comes to loan eligibility. While there is no set rule for the minimum salary requirement for loan applications, generally, the minimum amount is between ₹15,000 and ₹30,000. Other factors that influence the salary requirement like location, […]

PAN Card Fraud: Tips to Detect and Prevent Misuse A PAN card is an important document that is required when you open a new bank account, apply for a credit card, secure a loan, or make an expensive purchase like buying property or real jewellery. It is easier than ever to make big online transactions […]

सबसे कम ब्याज़ दरों पर पर्सनल लोन अप्लाई करें ज़ाईप के साथ पर्सनल लोन लेते समय कम ब्याज दर चुनने से आपका खर्च कम हो सकता है। सस्ती दरों पर लोन प्राप्त करने के लिए आपके क्रेडिट स्कोर, आय, और लोन देने वाले के साथ आपके संबंध महत्वपूर्ण भूमिका निभाते हैं। सही लेंडर चुनना और […]

Personal Loans vs. Personal Lines of Credit: Key Differences Explained When it comes to loans, there are a lot of options available in the market to choose from. Personal loans and personal line of credit are the most common types of loans that individuals prefer. Both are a type of unsecured loan, meaning they don’t […]

How to Avail Instant Cash Loan in 1 Hour Without Documents? What is an instant cash loan? – An instant cash loan is a quick short-term, unsecured personal loan that offers instant access to money for immediate expenses. Many instant cash loans offer loans that require minimal documentation with a quick approval process.  When you […]

How to Claim Zero Processing Fees on an Instant Personal Loan Application? Instant personal loan is an easy option to get funds for urgent financial needs. Be it home renovations, wedding expenses, travel or unexpected medical bills, a personal loan is a good option to opt for during such times. While understanding the interest rate […]

How to Get NBFC Personal Loan For A Bad Credit in India? Thinking about applying for a personal loan but worried about a low credit score? While many banks consider a low credit score negativity, NBFCs look at factors other than credit score like employment status and other income sources. This can help you secure […]