Pre-EMI vs. Full EMI: Understanding the Key Differences Are you planning to buy property soon? If so, you’ve probably come across terms like Pre-EMI and Full EMI. Understanding these payment options is crucial for making an informed decision. Want to know more about what they mean, their benefits, key differences, and the tax implications? Let’s […]

Mutual Funds Risk and Return Low Risk Mutual Funds with High Returns Investing in mutual funds is a great way to grow your money over time, but it’s important to weigh the risks and rewards. Finding the right balance between the two is key to making the best choice for your financial future. To help […]

Understanding Your CRIF Credit Report: Key Features and Benefits What is a CRIF Credit Report? A CRIF (Centre for Research in International Finance) Credit Report is an overview report of your credit history. It is created by CRIF High Mark, a credit bureau in India. This report shows your financial behaviour which includes borrowing habits, […]

Personal Loan vs. Business Loan: 7 Key Differences You Should Know Personal loans and business loans each serve a different financial purpose. Depending upon your financial requirement, you can opt for the type of loan that best suits you. Understanding the key differences between both will help you to make the best choice. This blog […]

Dell or HP: Which brand is best for your needs? When we compare Dell and HP, Dell is often viewed as a more premium brand. Dell focuses on high-performance models like XPS and Alienware, known for durability, performance, and technology. HP on the other hand, is recognized for its stylish consumer laptops, especially in the […]

Personal Loans vs. Car Loans: Understanding the Key Differences Buying a car is exciting, but let’s be honest – it can also be a pretty big expense. Whether you’re eyeing a budget-friendly ride or something that fits your lifestyle, the options are endless. But paying for a car upfront isn’t always realistic, which is where […]

Unlock Financial Freedom: Top 8 Reasons to Consider a Personal Loan What is a Personal Loan? A personal loan is a type of unsecured loan offered by banks or financial institutions to help individuals meet their financial requirements. While a secured loan requires collateral, personal loans do not require any collateral, making them a convenient […]

What is a Non-Performing Loan? What is a Non-Performing Loan? A non-performing loan (NPL) is one where the borrower has not made any repayments of scheduled principal or interest for at least 90 days. To align with global standards, the Reserve Bank of India (RBI) has implemented the 90-day loan overdue norm (applicable since March […]

What is Credit Repair? How Do Credit Repair Companies Work? What is Credit Repair?   Credit repair is the process of improving your credit history that may have been hampered due to varied financial reasons. This includes removing or disputing any errors or cases of identity theft.  Credit repair helps to improve your credit score by […]

NACH Mandate- Everything You Need to Know The full form of NACH is the National Automated Clearing House. Managed by the National Payments Corporation of India (NPCI), it facilitates electronic transactions between financial institutions.  It is a system that allows banks and other such financial institutions to automate recurring payments. This ensures faster transactions and […]

Top 10 Electric Scooters in India for First-Time Buyers Electric scooters are becoming a popular option for commutes in India, offering an eco-friendly, convenient alternative to traditional vehicles. The market has varied options to cater to different needs and budgets, offering features like fast charging, touchscreen dashboard and so on. Since they have lesser complex […]

Top 12 Non-Banking Financial Companies in India 2025 A Non-Banking Financial Corporation (NBFC) is a company that is registered under the Companies Act, 1956 whose operations are managed by the Ministry of Corporate Affairs  and the Reserve Bank of India. They offer financial services like instant personal loans, asset financing, insurance services,investment services, microfinance, real […]