The full form of NACH is the National Automated Clearing House. Managed by the National Payments Corporation of India (NPCI), it facilitates electronic transactions between financial institutions.
To make your buying journey smoother, we’ve compiled a list of the Top 10 Electric Scooters in India that are perfect for first-time buyers. Electric scooters are becoming a popular option for commutes in India, offering an eco-friendly, convenient alternative to traditional vehicles.
A Non-Banking Financial Corporation (NBFC) is a company that is registered under the Companies Act, 1956 whose operations are managed by the Ministry of Corporate Affairs and the Reserve Bank of India. Explore the top 12 Non-Banking Financial Companies (NBFCs) in India for 2025.
India has a diverse landscape to explore that caters to varied types of travellers. With the New Year upon us, here is our curated list of top 20 places to visit during New Year. Zype offering instant personal loans online with quick application and disbursal. The loan is approved quickly once the eligibility criteria are fulfilled.
Explores the best 15 scooties in India for 2025 based on features, prices and reviews. In a price sensitive country like India, scooters are preferred much more over a bike or a 4-wheeler. Scooters are cost effective, easier to navigate in traffic and fuel efficient as well. With the entry of electric scooters in the market, the demand for more scooters will only rise.
The mutual fund includes various types of investment instruments like equity, debt, or corporate bonds. The prices of these fluctuate due to many factors. This makes the mutual funds risky, as the prices keep fluctuating. If you invest more in high-risk mutual funds, you may potentially face a loss.
For any type of loan that one takes from a bank or any NBFC, one needs to repay this amount in monthly instalments, typically EMI (Equated Monthly Instalments). This amount comprises the loan amount along with the interest charged on it. This total amount is divided equally by the total number of months over which one agrees to repay the personal loan.
The personal loan settlement is an arrangement between the lender and borrower to close the loan by paying a lesser amount. This usually happens when the borrower is unable to repay the loan due to circumstances such as job loss, illness or any other financial constraint.
Loan sharks are notorious for their aggressive behaviour and charging extremely high interest rates. Their typical traits include:
A flat interest rate is a fixed interest rate, and it remains the same for the entire loan tenure. A reducing interest rate is calculated on the outstanding principal amount, which decreases with each EMI payment. Flat interest rates are less common as compared to reducing interest rates
Mutual fund cut-off time determines the Net Asset Value (NAV) at which the investor decides to buy or sell the mutual fund unit. The cut-off time is different for different types of funds.
One of the important aspects of your personal finance journey is understanding credit scores and how they are calculated. Credit bureaus collect, maintain and determine the credit score of an individual based on their credit history and credit behaviour. It is thus imperative to understand credit bureaus and their impact on your finances.
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