How to View and Download Form 26AS Online? In the digital era of tax management, Form 26AS has emerged as an indispensable tool for taxpayers in India. This form acts as a consolidated tax statement, playing a pivotal role in ensuring transparency and ease in filing income tax returns. Form 26AS contains crucial information regarding […]

Everything You Need To Know About Interest-Free Loan While the idea of free loans or no interest loans may sound enticing, it’s essential to understand their mechanics, benefits, and potential pitfalls. These loans without interest, also known as zero interest loans or 0 interest loans, offer the unique advantage of borrowing money without the added […]

What is Loan Underwriting? Know Meaning, Types and Rules Loan underwriting is a critical risk evaluation process which helps the lender in making informed loan approval decisions. It’s the process where lenders evaluate the risk of lending money to applicants. The loan underwriting process involves analyzing the applicant’s financial health, including credit history, income, assets, […]

What is NMI & How to Calculate It In Loan? NMI (Net Monthly Income) plays a pivotal role in the world of finance, especially when it comes to understanding and managing loans. The term NMI full form being ‘Net Monthly Income’, is crucial for lenders and borrowers, as it is a key metric in determining […]

Personal Loan Overdraft Facility Explained: Key Information and Benefits If you ever find yourself in a situation where you’re falling short on cash, you can always use your savings or borrow money from your friends and family. However, there’s a smarter option that won’t drain your savings or let money come between you and your […]

Penalty For Late Filing of ITR: Everything You Need to Know The penalty for late filing of income tax returns is a critical aspect that taxpayers must be aware of to avoid unnecessary financial burdens. Not adhering to the income tax filing deadlines can lead to various consequences, including a penalty for late filing and […]

Best Bikes & Scooters: Mileage, Electric vs Petrol Comparison In the last few years, the debate between electric scooters and traditional petrol scooter prices has become increasingly relevant. The shift towards sustainable commuting has put electric and petrol bikes in the spotlight. Recent policy developments in India, such as the Faster Adoption and Manufacturing of […]

Best Valentine’s Day Gift Ideas for Her and Him in 2024 Whether it’s custom-made jewellery or a romantic getaway, getting a thoughtful and meaningful Valentine’s Day gift for your partner can make your Valentine’s Day into a cherished memory.   Want to make this February 14th unforgettable? Show a heartfelt gesture to your significant other by […]

What Is a Letter of Credit and How Does It Work? A letter of credit is a financial document issued by a bank that guarantees a buyer’s payment to a seller within a specified timeframe. It is used primarily in international trade transactions to mitigate risks, ensuring that all parties involved fulfil their contractual obligations. […]

What is an Amortized Loan? How it Works, Formula & Example Understanding an amortized loan is crucial for both borrowers and lenders in the financial world. It’s a type of loan where the principal and interest are paid off through scheduled, usually equal, payments over a set period. This structure contrasts with interest-only or balloon […]

कर्ज को उतारने के लिए 7 सरल तरीके जब जीवन में कोई बड़ी खरीदारी करनी होती है या एकदम से कोई अप्रत्याशित खर्चा आ जाता है तो आप पर्सनल लोन लेकर जल्दी और आसानी से पैसे जुटा सकते हैं।  लेकिन कभी-कभी ऐसा होता है कि आप एक या एक से ज़्यादा जगहों से कर्ज ले […]

How to e-Verify Your Income Tax Return? Verifying your Income Tax Return (ITR) is a crucial step in the tax filing process. And with digitalization reshaping our daily activities, gone are the days when verifying your ITR was a lengthy and cumbersome process. With the advent of electronic verification, taxpayers can now complete this task […]