Various factors affect and influence loan terms which is important for borrowers before getting a personal loan. One such factor is the repo rate. This has a significant role in determining the interest rates on urgent personal loan. This article will take you to the details of how the repo rate affects personal loans and how understanding about the repo rate will help you to make a wise choice.

Basic salary is the fixed amount or base salary paid to an employee. The total salary comprises various components like basic salary, allowances, provident fund (PF), tax (TDS), and more. If you are a fresh graduate or a working professional, you must know how to calculate your basic salary. 

Zero credit score means no credit history. On the other hand, a negative credit score means the individual has not opened any credit account or taken any loans. This usually indicates there are no records of loan or credit taken by you.

A Pan card is not just an identification proof but also helps you to check loan details. You can apply for a personal loan and get your loan details using a PAN card. This ensures you have accurate and up-to-date information about your loans. In this guide, let’s learn how to check your details through your PAN number, understand the benefits of monitoring, and get clarity on common issues you might encounter.

Obtaining  a small loan, such as a ₹5000 loan on a PAN card during urgent situations is fast and efficient. These loans are ideal for covering immediate, short-term expenses. This blog aims at explaining the simple process of how you can apply for a personal loan within a few steps for a ₹5000 loan on a PAN card.

One of the key aspects of your personal loan journey is understanding financial securities. Securities is a tradable asset that holds monetary value such as stocks, bonds, investment contracts, notes, and derivatives. They are regulated by the Securities and Exchange Board of India (SEBI) and represent ownership in an entity.

Understanding how GST for personal loan impacts borrowers is crucial, especially when considering the different charges and fees is involved. The introduction of the Goods and Services Tax (GST) in India in July 2017 marked a significant shift in the country’s economy, aiming to simplify and unify the tax structure.